Germany offers tuition-free education at public universities for both domestic and international students.The country provides low-interest or interest-free loans to cover living expenses.
Norway offers tuition-free education at public universities for both domestic and international students.The Norwegian State Educational Loan Fund provides low-interest loans to cover living costs.
Denmark offers tuition-free education at public universities for students from the EU/EEA.The Danish government provides low-interest loans and grants to cover living expenses.
Finland offers low-cost or tuition-free education for both domestic and EU/EEA students.The Finnish government provides low-interest loans and grants to cover living costs.
Sweden offers tuition-free education at public universities for students from the European Union (EU) and the European Economic Area (EEA). The Swedish Board of Student Finance (CSN) provides low-interest loans to cover living expenses.
Australia offers a loan program called HECS-HELP (Higher Education Loan Program) to domestic students. HECS-HELP allows students to defer their tuition fees and repay them through the tax system once their income reaches a certain threshold.
New Zealand offers a loan program called the Student Loan Scheme to domestic students.The scheme covers tuition fees and living costs, and repayment is income-contingent.
Canada offers various federal and provincial loan programs, such as the Canada Student Loans Program (CSLP) and provincial student loans. These loans have relatively low interest rates, and repayment is income-contingent.
South Korea provides low-interest loans through the Korea Student Aid Foundation (KOSAF) to domestic students.The loans cover tuition fees and living expenses, and repayment is income-based.
Brazil offers a government-funded student loan program called FIES (Student Financing Fund).FIES provides low-interest loans to domestic students, covering tuition fees and living expenses.