Banking Abbreviations & Terms: Knowing Abbreviations is very important for all of us. We get to see a lot of abbreviations around us. In every sector of organizations, there are many abbreviations. Banking and Finance Abbreviation questions are always asked in all the Banking exams. Candidates undertaking the RBI exam, the SBI PO exam, the IBPS PO exam, the IBPS RRB exam, and other bank exams will be required to answer questions from this section. In this article, we’ll present you how to respond to questions on banking abbreviations that a candidate might encounter in a banking exam.
Banking Abbreviations
Here is the table comprising of all the full forms related to banking exams. Candidates can download the PDF of full forms by clicking on the below link.
| Terms | Banking Abbreviations |
| ACF | Auto Correlation Function |
| AD | Authorised Dealer |
| ADB | Asian Development Bank |
| ADR | American Depository Receipt |
| AFS | Annual Financial Statement |
| AIRCSC | All India Rural Credit Survey Committee |
| ASSOCHAM | Associated Chambers of Commerce and Industry of India |
| BIS | Bank for International Settlements |
| BoP | Balance of Payments |
| BSCS | Basel Committee of Banking Supervision |
| BSR | Basic Statistical Returns |
| CAD | Capital Account Deficit |
| CAG | Controller and Auditor General of India |
| CC | Cash Credit |
| CD | Certificate of Deposit |
| CR Ratio | Credit Deposit Ratio |
| CF | Company Finance |
| CFRA | Combined Finance and Revenue Accounts |
| CGRA | Currency and Gold Revaluation Account |
| CII | Confederation of Indian Industry |
| CO | Capital Outlay |
| CP | Commercial Paper |
| CPI | Consumer Price Index |
| CR | Capital Receipts |
| CRAR | Capital to Risk-Weighted Asset Ratio |
| CRR | Cash Reserve Ratio |
| CVC | Central Vigilance Commission |
| DBOD | Department of Banking Operations and Development |
| DCB | Demand Collection and Balance |
| DCCB | District Central Co-operative Bank |
| DCM, RBI | Department of Currency Management, RBI |
| DD | Demand Draft |
| DEIO | Department of External Investments and Operations |
Download Banking Abbreviations PDF Here
| Terms | Banking Abbreviations |
| DGCI&S | Directorate General of Commercial Intelligence and Statistics |
| DI | Direct Investments |
| DICGC | Deposit Insurance and Credit Guarantee Corporation of India |
| DID | Discharge of Internal Debt |
| DMA | Departmentalized Ministries Account |
| DRI | Differential Rate of Interest Scheme |
| DSBB | Dissemination Standards Bulletin Board |
| DVP | Delivery Versus Payment |
| ECB | External Commercial Borrowing |
| ECB | European Central Bank |
| ECGC | Export Credit and Guarantee Corporation |
| ECS | Electronic Clearing Scheme |
| EDMU | External Debt Management Unit |
| EEA | Exchange Equalization Account |
| EEC | European Economic Community |
| EEFC | Exchange Earners Foreign Currency |
| EFR | Exchange Fluctuation Reserve |
| EXIM Bank | Export Import Bank of India |
| FCA | Foreign Currency Assets |
| FCCB | Foreign Currency Convertible Bond |
| FCNRB(B) | Foreign Currency Non- resident (Banks) |
| FCNRA | Foreign Currency Non Resident Account |
| FCNRD | Foreign Currency Non Repatriable Deposit |
| FDI | Foreign Direct Investment |
| FEMA | Foreign Exchange Management Act |
| FI | Financial Institution |
| FICCI | Federation of Indian Chambers of Commerce and Industry |
| FII | Foreign Institutional Investor |
| FIMMDA | Fixed Income Money Market and Derivatives Association of India |
| FISIM | Financial Intermediation Services Indirectly Measured |
| FLAS | Foreign Liabilities and Assets Survey |
| FOF | Flow of Funds |
| FPI | Foreign Portfolio Investment |
| FRA | Forward Rate Agreement |
| FRN | Floating Rate Note |
| GDP | Gross Domestic Product |
| GDR | Global Repository Receipt |
| G-Sec | Government Securities |
| IBRD | International Bank for Reconstruction and Development |
| IDRBT | Institute for Development and Research in Banking Technology |
| IEPF | Investors Education and Protection Fund |
| IFSC | Indian Financial Sysytem Code |
| IFC | Indian Financial Corporation |
| IFCI | Industrial Finance Corporation of India |
| IIBF | International Institute of Banking and Finance |
| IIBI | Industrial Investment Bank of India |
| IFC | International Finance Corporation |
| IFR | Investment Fluctuation Reserve |
| IIP | Index of Industrial Production |
| IMF | International Monetary Fund |
| IP | Interest Payment |
| ISDA | International Swaps and Derivative Association |
| ISO | International Standards Organisation |
| KYC | Know Your Customer |
| KVP | Kissan Vikas Patra |
| KVIC | Khadi and Village Industries Corporation |
| LAF | Liquidity Adjustment Facility |
| LAS | Loans and Advances by States |
| LDB | Land Development Bank |
| LERMS | Liberalised Exchange Rate Management System |
| M1 | Narrow Money |
| M3 | Broad Money |
| MA | Moving Average |
| MCA | Ministry of Corporate Affairs |
| MIGA | Multilateral Investment Guarantee Agency |
| MSS | Market Stabilisation Scheme |
| NABARD | National Bank for Agriculture and Rural Development |
| NBFC | Non Banking Financial Companies |
| NEC | Not Elsewhere Classified |
| NEER | Nominal Effective Exchange Rate |
| NFA | Non Foreign Exchange Assets |
| NFD | Net Fiscal Deficit |
| NHB | National Housing Bank |
| NIF | Note Issuance Facility |
| NPA | Non Performing Assets |
| NPV | Net Present Value |
| NSSF | National Small Savings Fund |
| OD | Over Draft |
| OECD | Organisation for Economic Cooperation and Development |
| OLTAS | Online Tax Accounting System |
| PACS | Primary Agriculture Credit Societies |
| PD | Primary Deficit |
| RD | Revenue Deficit |
| RE | Revenue Expenditure |
| REER | Real Effective Exchange Rate |
| RIB | Resurgent India Bonds |
| RLA | Recoveries of Loans and Advancements |
| RTC | Repayment of Loans to Centre |
| RoC’s | Registrars of Companies |
| RR | Revenue Receipts |
| RRB | Regional Rural Bank |
| RTP | Reserve Tranche Position |
| RUF | Revolving Underwriting Facility |
| RWA | Risk Weighted Asset |
| SCARDB | State Co-operative Agriculture and Rural Development Bank |
| SCB | State Co-operative Bank |
| SCB | Scheduled Commerical Bank |
| SDDS | Special Data Dissemination Standards |
| SDR | Special Drawing Right |
| SEBI | Securities Exchange Board of India |
| SFC | State Financial Corporation |
| SIDBI | Small Industries Development Bank of India |
| SIDC | State Industrial Development Corporation |
| SLR | Statutory Liquidity Ratio |
| SMG | Standing Monitoring Group |
| SNA | System of National Accounts |
| TB’s | Treasury Bills |
| TC | Temporary Change |
| TT | Telegraphic Transfer |
| UCN | Uniform Code Number |
| UTI | Unit Trust of India |
| WPI | Wholesale Price Index |
| YTM | Yield to Maturity |
Hope all of you have liked our Banking Abbreviations blog. Stay tuned for more such blogs. Candidates who are appearing for any bank exam can start preparing well with a wide range of Bank Exam Preparation Books available online.