Handbook For Banking Interview

1.INTERVIEW

• What is Interview?
• The Individual Interview
• Interviewing Panels
• Purpose
• The Nature of an Interview
• Methods of Interview

2.INTERVIEWING APPROACHES

• The Biographical Interview
• Interviews Planned by Reference to Assessment Headings
• Structured Situational Based Interviews
• Structured Behavioural (Competency) Based Interviews
• Structured Psychometric Interviews

2. INTERVIEWING TECHNIQUES ASKING QUESTIONS

• Open Questions
• Probing Questions
• Closed Questions
• Hypothetical Questions
• Behavioural Event Questions
• Capability Questions
• Questions About Motivation
• Continuity Questions
• Career Questions
• Questions about Outside Interests

4.PREPARING FOR AN INTERVIEW

• Bank Interview Process
• Before the Interview
• At the Interview
• After the Interview
• Documents Required for IBPS Bank Interviews
• Know Yourself
• Prepare Yourself
• Practice
• Checklist
• Research the Occupation
• Researching the Organization
• Most Employers Want to Know about You
• Bank Job Interview Dos and Donts

5.INTERVIEW QUESTIONS FOR BANK JOBS

• Frequently Asked Bank Interview Questions
• SBI Bank Interview Questions
• Bank PO Interview Questions Situational Questions
• Important Questions and their Appropriate Answers
• HR Questions
• The Technical Questions
• Question Regarding Your Skills
• Frequently Asked Interview Questions Related to Skills
• Corporation Bank Interview Questions
• Allahabad Bank PO Interview Questions
• Bank of Baroda Interview Questions
• SBI Clerk Interview Questions
• Question Asked in State Bank of India (SBI) Interview
• Don’t Worry about Interview Questions
• Most Recurrently Asked Questions

6.THE BIODATA

• Meaning of Bio data
• Definition of Bio data
• Importance of Bio data
• Most Important Basic Resume Tips
• Avoid Mistakes

7. BODY LANGUAGE

• Meaning of Body Language
• The Importance of Body Language during a Job Interview
• The First Meeting
• Choosing the Right Seat
• Tune Your Body Posture
• What to do with your hands
• Movements: A Dynamic Interview?
• When should you look at whom?
• Also pay attention to the body language of your interview partners
• Do not worry too much about tension
• Interview Body Language that Sends the Right Message
• Eye Contact
• Voice Delivery
• The Interviewer’s Message
• Head
• Arms
• Hands
• Legs and Feet

8. POSITIVE ATTITUDES

• Definition of Attitude
• The Power of Positive Attitude
• The benefits of a positive attitude
• Developing a positive attitude that will lead you to happiness and success

9. POSITIVE THINKING
• Positive Thinking Your Key to Success
• Positive thinking is contagious
• Few actions and tips to help you develop the power of positive thinking
• The Power of Positive Thinking
• Practical Instructions

10. SELF CONFIDENCE

• Definition of Self Confidence
• Building Self Confidence
• The Secret to a Winning Interview: Self Confidence and Learning to Relax
• How Do You Stay Calm?
• Four Steps to Self Confidence
• How to Overcome Self Doubt and Build Self Confidence
• Adjust Your Self Perception
• Encourage yourself
• Develop Positive Self Esteem
• Accept your needs as valid
• Get past the opinions of others
• Get away from negative influences
• Find a support network
• Try New Things
• Renew your confidence

11.HOW TO DRESS FOR AN INTERVIEW

• The Importance of Dressing for Success
• Men’s Interview Attire
• Women’s Interview Attire
• What Not to Bring to the Interview
• Interview Attire Tips

12.HOW TO BEHAVE INSIDE AN INTERVIEW HALL

13. EFFECTIVE COMMUNICATION

• What is effective communication?
• Listening
• Tips for effective listening
• Non verbal Communication
• Tips for improving how you read non verbal communication
• Tips for improving how you deliver non verbal communication
• Managing Stress
• Quick stress relief for effective communication
• Emotional Awareness
• How emotional awareness can improve effective communication
• Effective communication requires both thinking and feeling
• Emotional awareness is a skill you can learn

14. BANKING AND FINANCE KNOWLEDGE

• Evolution of Commercial Banks in India
• Definition of Banks
• Importance of Banks
• The Main Functions of a Commercial Bank
• Banking Structure in India
• Banking Regulator: The Reserve Bank of India
• Functions of RBI
• RBI as Bankers’ Bank
• RBI as supervisor
• Scheduled Banks in India
• Public Sector Banks
• Regional Rural Banks
• Private Sector Banks
• Foreign Banks
• Cooperative Banks
• Competitive Landscape of Banks in India
• Term Lending Institutions
• Non Banking Finance Companies (NBFCs)
• Insurance Companies
• Mutual Funds

15. INDIAN FINANCIAL SYSTEM

• Introduction to Indian Financial System
• Significance and Definition
• The Concept of the Financial System
• Inter relationship in the Financial System
• The Organisation of the Financial System in India
• Rural Financial System
• The Banking System

16. COMMERCIAL BANKING

• Evolution
• Financial Services
• Fiduciary Services
• Off Balance Sheet Activities
• Analysis of Assets and Liabilities of Commercial Banks
• Liabilities of a Commercial Bank
• Deposits from Banks
• Borrowing from other Banking Companies, Agents
• Assets of a Commercial Bank

17. CENTRAL BANKING

• Monetary and Credit Policy
• Objectives of Monetary Policy in India
• Policy of Credit Expansion
• Meaning of Credit Control
• Instruments of Monetary and Credit Policy
• Quantitative Credit Control
• Qualitative Credit Control
• Selective Credit Controls

18. RESERVE BANK OF INDIA (RBI)

• Functions of Reserve Bank of India
• Issuing of Currency
• Banker to Government
• Banker's Bank and Lender of the Last Resort
• Credit Control
• Custodian of Foreign Exchange Reserves
• Regulator and Supervisor of Financial System
• Promotional Functions
• Classification of RBI's Functions

19. BANKS IN INDIA

• State Bank of India
• State Bank of Bikaner and Jaipur
• State Bank of Hyderabad
• State Bank of Patiala
• State Bank of Mysore
• State Bank of Travancore
• Allahabad Bank
• Andhra Bank
• Bank of Baroda
• Bank of India
• Bank of Maharashtra
• Canara Bank
• Central Bank of India
• Corporation Bank
• Dena Bank
• Indian Bank
• Indian Overseas Bank
• Oriental Bank of Commerce
• Punjab and Sindh Bank
• Punjab National Bank
• Syndicate Bank
• UCO Bank
• Union Bank of India
• Vijya Bank

20. PRIVATE SECTOR BANKS

• Old Private Sector Banks
• Catholic Syrian Bank Ltd
• City Union Bank Ltd
• Dhanalakshmi Bank Ltd
• Federal Bank Ltd
• ING Vysya Bank Ltd
• Jammu and Kashmir Bank Ltd
• Karnataka Bank Ltd
• Karur Vysya Bank Ltd
• Lakshmi Vilas Bank Ltd
• Nainital Bank Ltd
• Ratnakar Bank Ltd
• South Indian Bank Ltd
• Tamilnad Mercantile Bank Ltd
New Private Sector Banks
• Axis Bank Ltd
• Development Credit Bank Ltd
• HDFC Bank Ltd
• ICICI Bank Ltd
• IndusInd Bank Ltd
• Kotak Mahindra Bank Ltd
• Yes Bank Ltd

21. FOREIGN BANKS IN INDIA

• Major foreign banks in India
• ABN AMRO Bank
• Abu Dhabi Commercial Bank Ltd
• American Express Bank Ltd
• BNP Paribas
• Citibank
• DBS Bank Ltd
• Deutsche Bank
• HSBC Ltd
• Standard Chartered Bank
• Barclays Bank
• Foreign banks branches in India as on January

22. COOPERATIVE BANKS IN INDIA

• Primary Cooperative Credit Societies
• Central Cooperative Banks
• State Cooperative Banks
• Land Development Banks
• Features of Cooperative Banks

23. REGIONAL RURAL BANKS IN INDIA

• The Performance of Regional Rural Banks (RRBs) in India

24. FINANCIAL INSTITUTIONS

• National Level Institutions
• State Level Institutions

25. NON BANKING FINANCIAL INSTITUTIONS AND OTHERS

• National Bank for Agriculture and Rural Development (NABARD)
• EXIM Bank
• National Housing Bank (NHB)
• Small Industries Development Bank of India (SIDBI)
• India Infrastructure Finance Company Ltd (IIFCL)
• Irrigation and Water Resources Finance Corporation (IWRFC)
• SME Rating Agency of India Ltd (SMERA)
• Industrial Finance Corporation of India (IFCI)

26.ECONOMIC DEVELOPMENT THROUGH BANKING SYSTEM

• Implications of the Reforms for the Banking Sector


27. LIBERALISATION OF THE FINANCIAL SYSTEM

28. SAVING AND FINANCIAL INTERMEDIATION

• Saving
• Financial Intermediation
• Money Market and Capital Market
• Structure of Indian Money Market
• Securities and Exchange Board of India (SEBI)
• Depository System in India

29.PUBLIC DEBT

• Classification of Public Debt
• Internal Debt
• External Debt
• Ownership of Debt
• Maturity Pattern of Debt
• Secondary Debt Market
• REPOs
• Reverse Repo
• Advances to Priority Sector
• Supervision System

30. NON BANKING FINANCIAL COMPANIES

• Definition of Non banking Finance Company
• Difference between Banks and NBFCs
• Different Types of NBFCs
• Type of Services Provided by NBFCs
• Financial Sector Reforms and Liberalization Measures for NBFCs

31. MERCHANT BANKING

• Merchant Banking in India
• Definition of Merchant Banker

32. MUTUAL FUNDS

• Mutual Funds in India
• Types of Mutual Funds
• Private Mutual Funds
• Unit Trust of India
• Money Market Mutual Funds (MMMF)

33. STOCK MARKETS IN INDIA

• History of Stock Exchanges
• Stock Exchange
• Organisation

34. BASEL III

• Basel I and II
• Basel and Indian Banks
• RBI Guidelines on Basel III Capital Regulations

35. INDIAN CURRENCY AND COINS

• About India Currency
• Role of the Reserve Bank in Currency Management
• Numerical System of India Currency
• Indian Rupee Sign
• Source
• Coins
• Issue of India Currency Coins
• Blueprint
• Present India Currency Banknotes
• India Currency Languages

36. FINANCIAL REGULATORY BODIES IN INDIA

• Reserve Bank of India
• Securities and Exchange Board of India (SEBI)
• Insurance Regulatory Authority of India (IRDA)
• Pension Fund Regulatory and Development Authority (PFRDA)
• Competition Commission of India
• Forward Markets Commission
• Financial Sector Legislative Commission (FSLRC)

37. INFORMATION TECHNOLOGY IN THE FINANCIAL SECTOR

• Role of Technology in Indian Banking Sector
• Electronic Payment Services E Cheques
• Real Time Gross Settlement (RTGS)
• Electronic Funds Transfer (EFT)
• Electronic Clearing Service (ECS)
• Automatic Teller Machine (ATM)
• Point of Sale Terminal (PoS)
• Tele Banking
• Electronic Data Interchange (EDI)
• Implications
• Issues in IT Delivery in the Banking Sector
• Virtual Currency

38. IMPORTANT CONCEPTS REGARDING BUDGET

39. ECONOMIC TERMINOLOGY

40. TERMS ASSOCIATED WITH CAPITAL MARKET

41. BANKING TERMS FOR INTERVIEW

42. FINANCE TERMS

Simple Questions and Their Answers on Banking Sector